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Payday Loans from Uncle Buck!

Quick cash loans from £100 - £5,000 over 1 - 36 months.

How much would you like to borrow?

Borrow Up To £5,000

Instant Decision

Reputable Lenders

Same Day Transfer

Representative Example: Rates from 12.9% APR to 1625.5% APR. The minimum Loan Term is 1 month. The maximum Loan Term is 36 months. Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97%. Representative APR: 79.5% (variable).

Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.

Uncle Buck Blog

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Posted: 09/08/2022 in Borrow Money

Best Way to Cut Costs When Prices are Going Up

When prices start to rise rapidly, then it can be difficult to manage the household finances. There are things that…

Posted: 09/08/2022 in Save Money

How to Deal With Rising Interest Rates

When interest rates increase, this tends to affect everyone. Some people will have loans and they will be impacted in…

Posted: 09/08/2022 in Interest Rates

Uncle Buck FAQ's

Upon submission of your application, our system will endeavour to match you with a UK based lender who can faciliate your loan request. This process typically takes 2 minutes and after which you will be informed of your approval. You can then decide whether or not to proceed with the loan terms offered to you.

UncleBuck.co.uk has been under new ownership since 30th August 2022. Before this, the business was operated by Uncle Buck Finance LLP, which entered administration on 27th March 2020. If your enquiry relates to loans or complaints before this date, please contact the Joint Administrators here. For anything after 30th August 2022, please reach out to us directly.

Once you have accepted the terms of the loan, the lender you have been matched with will release the funds to the bank account you specified during the application process. If you apply for a loan on a regular working day, you'll typically receive the funds same day. If you apply on a weekend or bank holiday you may need to wait until the following working day.

Yes, Uncle Buck accepts loan applications from people with a less than perfect credit history. The lenders we work with typically look at your income versus expenditure to determine eligibility and affordability. We only partner with responsible lenders who will not borrow you more than you're able to pay back.

In order to apply for a loan via Uncle Buck you will need to have some form of regular income. This can either me from employment, self employment or from a benefits type which is classed as income for lending purposes such as Universal Credit. The loan application process is the same for all regardless.

The administration of Uncle Buck Finance LLP was handled by Paul Boyle, David Clements, and Tony Murphy of Harrisons Business Recovery and Insolvency (London) Limited. They were appointed as Joint Administrators on 27th March 2020 and oversaw the wind-down of the business. Any claims related to loans issued before 30th August 2022 should be directed to the Joint Administrators.

Our online application form can be completed in under 2 minutes if you have all of your details to hand. We will only ask the most basic questions of you to determine eligibility along with a few questions regarding your personal financial situation. From application to approval, the whole process takes around 5 minutes.

No, we're not a direct lender, we're a payday loan broker. We partner with numerous reputable UK based payday lenders and our system will automatically match you to one who is able to handle your loan request. The whole process is entirely seamless and can be completed in less than 5 minutes.              

How To Apply For a Loan at Uncle Buck

Applying for a short term cash loan at Uncle Buck is an extremely straightforward process. Once you have got all of your details to hand, simply visit our application page to get started. Here, you will be asked a bunch of basic details about yourself such as your name, address and sources of income. You will also be asked for details of your expenditure as well as to specifics on how your income is generated and how frequently that is is paid. This can either be from employment, self employment or via benefits classed as income.

In addition to the above, we will also require your bank account details. These details will be used for the transfer of your payday loan once you have been approved and accepted the terms of the loan presented to you.

Upon completion and submission of the application form, our system will try and match you to a direct lender who specialises in payday loans and is willing to offer a loan for the amount and terms you desire. We endeavour to do this as quickly as possible in order to get you your cash fast and via our seamless processing system, we are able to match you with a lender in under 2 minutes.

Once a lender has been found, you will be presented with a loan offer on screen. This offer will display the amount you wish to borrow, over how long and also the additional interest you will pay over the term of the loan. At this point, you will have the option to accept the agreement or decline.

Should you accept the loan agreement presented to you, the lender will transfer the requested funds directly into the bank account that you specified during the application process. Typically, the loan funds are sent same day however if you apply on a weekend or bank holiday the loan may be processed the following day.

The Uncle Buck Service

What We Can Offer

Uncle Buck offers loans from £100 to £5,000 for any purpose. These cash loans can be repaid over 1 - 36 months. We are a UK based loan broker operating exclusively in the short term lending sector. We provide a quick and easy solution for finding short term cash via our 100% web based brokerage systems.

We are partnered with over 50 direct payday lenders, all of whom practice responsible lending and adhere to the FCA's fair customer treatment framework. Upon submission of your lending application, our system will match you with a lender who can fulfil the loan terms you desire. This whole process is seamless and takes less than 5 minutes.

Our Promise To You

Here at Uncle Buck we pride ourselves on putting our customers first. Not only do we offer a stellar loan brokerage service but we also endeavour to treat all of our customers fairly and with the utmost respect.

At Uncle Buck, what you see is what you get. Our application process is clear and concise and there are no hidden terms, fees or charges of any kind with any of the loans offered. The same also goes for our lending partners. The loan offer presented to you will be in a format which is easy to understand and you'll be informed of the total cost of your loan (amount + interest) before accepting the agreement. There will be no hidden payment, brokerage or service fees at any point.

Treating Customers Fairly

We strictly adhere to the FCA's policy, framework and guidelines on the fair treatment of customers. As do the direct payday lenders we are partnered with. This involves treating all customers with respect and not hiding any information throughout the loan process.

As well as that it also means that the lenders we are partnered with must also act in a fair and responsible manner. You will not be offered a loan for an amount that our lenders don't deem affordable and there will not be any additional fees or charges throughout any of the loan term outside of what is documented and reviewed at the time of accepting the loan.

Debt Help and Advice

If you're struggling with debt it is important that you seek out the right advice. The UK has a wealth of government backed resources to help those in debt via a range of solutions from advice and guidance right through to the setup of management plans tailored to your own personal financial situation.

Money Helper is one such site. It offers a ton of free information on regular money management from budgeting, expense planning and management right through to advice on dealing with creditors, savings, benefits and pensions. It literally covers everything you could possibly want to know from the world of finance and it's entirely free.

National Debtline is another debt focused resource and is actually a registered charity that has been setup with the specific goal of providing free advice on a range of debt related issues. Not only do they provide great resources, they can also assist you in setting up debt management plans, individual voluntary agreements and even guide you through the bankruptcy process. They can also help you deal with pushy lenders and keep you informed of your rights in any given situation.

We Only Partner With Responsible Lenders

Uncle Buck only partners with direct payday lenders who practice responsible lending. In short, this means that it is a lender's responsibility to ensure that any loan offer presented is affordable for the person making the application. No reputable, responsible lender will be willing to borrow you more money than you can realistically afford to pay back and as a result, the loan offer you are presented with on completion of your application may be less than you originally requested.

The decision on how much money to borrow you is held entirely at the discretion of our lending partners and they will use your eligiblity, credit score and income/outgoings in order to calculate what they consider to be an affordable amount. Borrowing sums over a longer period may well make a loan more affordable on a monthly basis but obviously comes with an increased interest rate.

In the past, payday lenders have been guilty of over lending which leads to no end of problems for the consumer. By practising responsible lending, we know that all of our customers will be looked after by our pending partners and all loans offered will be affordable.

Why Uncle Buck?

Taking out a payday loan via Uncle Buck couldn't be easier! Here are some of the reasons why our customers love us!

  • High Approval
  • £100 - £5,000 Loans
  • Instant Decision
  • Quick Application
  • Fast Transfer
  • Poor Credit OK
  • 24/7/365 Service
  • UK Based
  • Fair Treatment
  • Responsible Lenders
  • Secure Service
  • 1 - 36 Month Loans
  • No Hidden Fees
  • No Paperwork
  • Bad Credit Accepted
Apply Online Today

Uncle Buck is a registered trading name of Chojin Ltd. Chojin Ltd is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number 732880. Licensed by the Information Commissioners Office (registration number ZA214952).

Chojin Ltd is registered in England and Wales (Company number 07339611), with a registered office located at 241 Highland Drive, Loughborough, Leicestershire, LE11 2QF.